These Factors Can Significantly Impact Credit Scores

Author: External Author | | Categories: Debt Consolidation Vaughan , First Time Home Buyer Mortgage , Mortgage Agent , Mortgage Broker , Mortgage Expert , Mortgage Rates , Purchase Mortgage , Refinance Mortgage , Residential Mortgage

Building credit is hard, but so is maintaining it. This is why it’s so important to understand not only how credit scores are calculated but also the financial habits that can negatively impact credit ratings. The five factors that are considered in the calculation of credit scores are payment history, credit utilization, credit length, credit mix, and new credit inquiries. Read on to learn more about each of these factors and how they can help or hurt credit health.

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Original Article Source Credits: loanscanada, https://loanscanada.ca

Article Written By:  MATTHEW TAYLOR

Original Article Posted on: NA

Link to Original Article: https://loanscanada.ca/credit/these-factors-hurt-your-credit-the-most



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